This coverage provides protection in the event you damage another vehicle in an accident. The minimum property damage with an FR44 filing is $50,000. Higher limits are available if needed.

This coverage is not required with an FR44 filing, but it is an important coverage to have. Uninsured or under-insured motorist coverage will pay for injuries to you and your passengers, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured” or “under-insured.”

This coverage pays for your vehicle to get fixed in the event of an accident. Usually you have a deductible of $100 – $1,000. This is an optional coverage, but it is usually required if you have a loan on the vehicle.

This coverage protects you for perils other than collision.

This coverage will pay medical expenses regardless of who is at fault. Medical payments are important to have, but it is not required to be part of your Florida DUI insurance coverage.

This Coverage pays for a rental car if your car has been in a collision.

This coverage reimburses you in the event you have to have your vehicle towed.

FR44 filing – This is the federal filing that you are required to have if you are convicted of a DUI. The filing requires you to have 100/300 bodily injury and $50,000 property damage coverage. The FR44 form is electronically submitted to the state of Florida by your insurance company.